What is the purpose of obtaining uninsured or underinsured motorist coverage?
Underinsured or uninsured motorist coverage is a valuable benefit to have on your automobile insurance policy. Many times, people in this state are driving with either no insurance or not enough insurance. And if you’re in an accident and seriously injured, and there’s no insurance or not enough insurance, your UM coverage will provide coverage to you to compensate you for your injuries. It’s fairly reasonably priced in Florida. It must be offered to you if you have liability coverage, unless you sign a written rejection.