Dealing with Insurance Companies After a Car Accident in Florida

You’ve just been involved in a car accident. You know that you are entitled to recover money related to your injuries, damage to your vehicle, and more. You contact your insurance company as required. Now, the insurance company is asking you questions about your injuries and the nature of the accident. You’re afraid of what to say because you don’t want to say the wrong thing which can impact the integrity of your claim.

At The Matassini Law Firm, we help car accident victims like you navigate the insurance claims process. If you have been seriously injured in a car accident, you may have to deal with multiple insurance companies. Florida’s no-fault rules require you to first file a claim against your own policy. However, what happens when your medical expenses aren’t completely covered by your own insurance policy? In that case, you may be filing a liability claim against the other driver’s insurance policy. This is where things get complicated.

Insurance companies don’t make money simply by paying out large settlements to injury victims. Instead, they have a personal stake in offering you as little money as they can get away with. In these cases, especially those involving serious injury, you will want a Tampa, FL car accident attorney to litigate the claim on your behalf. In this article, we’ll describe how we can help.

What to know when your injuries are severe 

If you have sustained a severe injury in a car accident, you will not only be dealing with your own insurance company, but you will also be dealing with the other driver’s insurance policy. While Florida is considered a no-fault state for car accidents, you can file suit in the case of a serious injury. This is because your Personal Injury Protection, or PIP insurance, won’t cover all of your medical expenses. These types of claims can be especially complicated.

An insurance company representing another driver will attempt to do everything in their power to minimize your claim against them. The insurance company’s job is to protect the interests of their policyholder and they must do this by law. They could blame you for the accident. Under Florida’s new rules, any driver who is more than 50% responsible for an accident cannot file a claim against another party.

In these cases, it is especially important to have a skilled Tampa, FL car accident attorney preserve the integrity of your claim. The insurance company is unlikely to help you out and they know that if you’re not represented by an attorney, you likely don’t know how to negotiate a fair settlement. That’s why it’s absolutely necessary to have a car accident attorney handle the claim on your behalf. We will protect your interests and ensure that you are compensated fairly for your injuries.

Talk to a Tampa, FL Car Accident Attorney Today 

The Matassini Law Firm represents the interests of Tampa, FL residents who have been injured in a car accident. Call our office today to schedule a free consultation and learn more about how we can help.